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**$10 Bonus Reward: Subject to credit approval. $10 Bonus Reward Certificate will appear on your billing statement when you are approved for an At Home Insider Perks credit card account October 1 through October 31, 2021. All others (including those that are subsequently approved after a pending response) after October 31, 2021 will not be eligible for the $10 Bonus Reward Certificate. Valid for new accounts only. Limit one $10 Reward off per account. Allow up to two billing cycles from date of account opening for bonus points to post to your account and for your $10 Reward Certificate to be sent. See the At Home Insider Perks Credit Card and At Home Insider Perks Mastercard Rewards Program Terms and Conditions for details.

*Rewards: Purchases subject to credit approval. At Home Insider Perks Credit Cardholders are eligible to earn rewards on purchases made with their At Home Insider Perks Credit Card or At Home Insider Perks Mastercard account. Rewards apply to net card purchases (purchases minus returns and adjustments). Cardholders will earn five (5) points for each dollar ($1) of net card purchases made in At Home store locations. At Home Insider Perks Mastercard cardholders will earn three (3) points for every dollar ($1) spent in the category of Groceries and one (1) point for every other dollar ($1) in net card purchases made at any other participating merchant or services where Mastercard is accepted. Points will be deducted for any returns or credits made on the cardholder account. Points will appear on your monthly statement. A $5 reward certificate (“Reward Certificate”) will be issued for every 500 points earned. Reward Certificates may be issued in $5, $10, $15 or $20 denominations. A cardholder can receive up to four (4) Reward Certificates per statement month. Reward Certificates are valid for 90 days from issue date. See the At Home Insider Perks Credit Card and At Home Insider Perks Mastercard Rewards Program Terms for complete details.

*Rewards: Purchases subject to credit approval. At Home Insider Perks Credit Cardholders are eligible to earn rewards on purchases made with their At Home Insider Perks Credit Card or At Home Insider Perks Mastercard account. Rewards apply to net card purchases (purchases minus returns and adjustments). Cardholders will earn five (5) points for each dollar ($1) of net card purchases made in At Home store locations. At Home Insider Perks Mastercard cardholders will earn three (3) points for every dollar ($1) spent in the category of Groceries and one (1) point for every other dollar ($1) in net card purchases made at any other participating merchant or services where Mastercard is accepted. Points will be deducted for any returns or credits made on the cardholder account. Points will appear on your monthly statement. A $5 reward certificate (“Reward Certificate”) will be issued for every 500 points earned. Reward Certificates may be issued in $5, $10, $15 or $20 denominations. A cardholder can receive up to four (4) Reward Certificates per statement month. Reward Certificates are valid for 90 days from issue date. See the At Home Insider Perks Credit Card and At Home Insider Perks Mastercard Rewards Program Terms for complete details.

‡For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2.

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The At Home Insider Perks Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Incorporated.